Home

Contact Us: Online Application Form

About Us

The Credit Defense League
Paul Cohen - Phone: 201-832-0929 Fax:
866-449-3433

Resources To Serve Our Clients, The Informed Consumers:

Collection Communications Log
Please refer all incoming calls and messages to us for review.

Free Credit Report From Annual Credit Report dot com

MBNA Arbitration Agreement Reversed

How Credit Card Companies Fund Your Credit Line

HOW MAJOR CREDIT CARD
ISSUERS CREATE THE FUNDS
TO PROVIDE CREDIT CARDS


National Arbitration Forum's
Wall of Secrecy Begins To Crumble


MBNA's Forced Arbitration
Was Overturned In Kansas


Capital One's Credit Trap

FACTA - The "Fair and Accurate Credit Transactions Act" of 2003

Credit Woes To Get Worse


FLAT BROKE


ABC's 20/20 video program of 1/19/2007.

An excellent expose of the practices of debt collectors!

If you leave this page open the video will start by itself in a few minutes. Be sure to have your sound turned on.

Other videos to watch:
MAXED OUT film trailer
Credit Card National Bank (comedy fun spoof)
Credit Card Minimum Payment Increases
Credit Card Wars - Good Morning, America

Violations Of The Federal Laws
Violation Chart of FDCPA and FCRA Laws

The Credit Bureaus and Dispute Handling - The Inside Track


Arbitration Abuse - You may be quickly forced into default by unfair industry practices!

FDCPA Legal Case Complaints
This file (in Adobe PDF format) will give you an idea of case issues.

FTC Staff Opinion: LeFevre-Wollman
Debt Verification

FTC Staff Opinion: LeFevre-Cass
Debt Collection Procedures

FTP Report on FDCPA Violations

Legal Damages FDCPA (PDF format)

Recommendations For Debt Collection Penalties "Reining In The Repo Man" (PDF format)

Debtors Rights


Debt Buyers, AKA "Bottom Feeders"

Recorded Debt Calls On Your Answering Machine


Collection Agency Violations

NCO Group to Pay Largest FCRA Civil Penalty to Date

How can I raise my FICO score?

Fair Issac Scoring

Credit Defense League - Enrollment Form Credit Defense League: Game Plan